Loan Facility

Details

Loan Types

All loans are subject to Net Pay requirement.

General

Interest Rate: 3% p.a.
Loan Amount: 1-month basic salary
Payment Terms: 6 / 12 mos.
Pre-requisite: None

Interest Rate: 3% p.a.
Loan Amount: 1-month basic salary
Payment Terms: 6 / 12 mos.
Pre-requisite: Salary Loan A

Interest Rate: 3% p.a.
Loan Amount: 1-month basic salary
Payment Terms: 6 / 12 mos.
Pre-requisite: Salary Loan A and B

Interest Rate: 0%
Loan Amount: 400,000 pesos
Payment Terms: 12 mos.
Pre-requisite: None

Interest Rate: 3% p.a.
Loan Amount: 2.5 million pesos
Payment Terms: 5 years
Pre-requisite: None

Interest Rate: 4% p.a.
Loan Amount: 200,000 pesos
Payment Terms: 24 months
Pre-requisite: None

Car-Related Loans

Interest Rate: 4.5% p.a.
Loan Amount: Coordinate with Total Rewards
Payment Terms 
    For New Vehicle:  7 years
    For Pre-Owned:   5 years
Pre-requisite: None

Interest Rate: 5.5% p.a.
Loan Amount: Coordinate with Total Rewards
Payment Terms 
    For New Vehicle:  7 years
    For Pre-owned:    5 years
Pre-requisite: None

Interest Rate: 4.0% p.a.
Loan Amount: Coordinate with Total Rewards
Payment Terms: 24 months
Pre-requisite: None

Housing Loans

This is subject to service years requirement.

Interest Rate: 
Managers and above: 3.0% p.a.
Staff: 2.5% p.a.

Loan Amount: Coordinate with Total Rewards
Payment Terms:  15 years - 20 years
Pre-requisite: None

Interest Rate: 
Managers and above: 4.5% p.a.
Staff: 4.0% p.a.

Loan Amount: Coordinate with Total Rewards
Payment Terms: 15 years
Pre-requisite: None

Interest Rate: 4.5% p.a.
Loan Amount: Coordinate with Total Rewards
Payment Terms: 5 - 7 years
Pre-requisite: None

Forms